Nexus Mutual Credit Cards

Choose between two great credit cards.

Visa Platinum Credit Card

  • Earn rewards while having up to 46 days of interest-free purchases, a competitive interest rate and access to the Visa Platinum Concierge Service.

    Interest rate 18.29% p.a.

Low Rate Platinum Credit Card

  • Low interest, low annual fee. Plus access to Visa Platinum Concierge services like complimentary travel insurance and lifestyle and entertainment privileges.

    0% p.a. on balance transfers
    $0 balance transfer fee
    Interest rate 6.64% p.a. 

  • Features

    • 0% p.a. on balance transfers for 12 months
    • $0 balance transfer fee
    • Comprehensive complimentary insurance package*
      • Overseas travel insurance
      • Interstate flight insurance
      • Extended warranty insurance
      • Purchase security insurance
      • Transport accident insurance
    • Access to Visa Platinum Concierge Service 24x7
    • Special lifestyle, entertainment and travel privileges through
    • Visa payWave – allowing you to pay faster with less hassle
    • Your credit card is conveniently linked to your Access Plus (S1) account for ATM & EFTPOS transactions within Australia
    • Use your smartphone or other smart device like a card to tap and pay with Apple Pay, Google Pay or Samsung Pay
    • Free worldwide emergency card replacement
    • Accepted worldwide
    • Automatic enrolment in the Verified by Visa for additional online shopping security
    • Minimum credit limit of $6,000
    • A low annual fee – just $49 p.a. (waived for Platinum Home Loan holders)
  •  *The complimentary insurance plans are available to Australian residents only and are issued to Cuscal Limited ABN 95 087 822 455 AFSL 244116 by Chubb Insurance Australia Limited ABN 23 001 642 020 AFSL 239687 for the benefit of Nexus Mutual cardholders. The terms and conditions of the complimentary insurance plans for the Nexus Mutual Visa Platinum Credit card are specified in the applicable Policy Information Booklet. Cover is available under the insurance plan only for purchases using a current Nexus Mutual Visa Platinum Credit card. The complimentary insurance plans are not a product of, nor guaranteed by, Nexus Mutual.