Personal loans

A personal loan can help you pay off debt, go on holiday or buy a car. We can help you get there sooner.

Unsecured personal loan

  • We can help get things moving with our low rate unsecured personal loan.

    Interest rate 8.99% p.a.
    Comparison rate 10.01% p.a.

  • Features

    • Variable interest rate loan
    • Minimum loan amount $2,000, maximum $40,000 per borrower
    • No ongoing monthly or annual administration fees
    • Loan terms up to seven years
    • Choose from weekly, fortnightly or monthly repayments
    • Structured payments so you know when your loan will be paid off
    • Make early repayments without penalty
    • Take advantage of a redraw facility to access any pre-payments
    • As an unsecured loan, it doesn't tie up your assets
  • Before you apply

    Review our Personal Loan application checklist to find out what supporting documentation you'll need to provide.

    Insure your loan

    Protect yourself from the unexpected with Loan Cover Insurance

    Apply online

    Apply online now
    Start and stop at any time.

    Download form

    Download an application form
    Print your completed form and send it to us.

Secured personal loan

  • Use your motor vehicle, mortgage or term deposit as security to finance personal loans for any purpose.

    Interest rate 6.64% p.a.
    Comparison rate 6.92% p.a.

  • Features

    • Variable interest rate loan
    • $3,000 minimum loan amount. $80,000 maximum loan amount ($100,000 when secured by mortgage)
    • No ongoing monthly or annual administration fees
    • Choose from weekly, fortnightly or monthly repayments
    • Loan term of up to seven years (15 years with mortgage security)
    • Structured repayments so you know when your loan will be paid off
    • Make early or additional payments without penalties
    • A redraw facility to give you access to any prepayments
    • Secured by your car, term deposit or mortgage
  • Before you apply

    Review our Personal Loan application checklist to find out what supporting documentation you'll need to provide.

    Insure your loan

    Protect yourself from the unexpected with Loan Cover Insurance

    Apply online

    Apply online now
    Start and stop at any time.

    Download form

    Download an application form
    Print your completed form and send it to us.

Temporary loan

  • A temporary loan can be useful to meet short term needs quickly, like paying for the deposit on a property you're buying before your existing property is sold. You could also use it to pay your bond for a rental property while waiting for your overseas funds to come through.

    Other benefits include:

    • Quick and efficient funding to meet short term needs
    • You don't need to go through the full loan assessment process
    • Allows you to pay deposits before your loan can be funded
    • Purchases or other financial commitments can be paid when access to your own funds has been delayed, eg. waiting for a tax return.
  • Before you apply

    Review our Personal Loan application checklist to find out what supporting documentation you'll need to provide.

    Insure your loan

    Protect yourself from the unexpected with Loan Cover Insurance

    Apply online

    Apply online now
    Start and stop at any time.

    Download form

    Download an application form
    Print your completed form and send it to us.