Personal & Car loans

Life can be busy juggling work, family and after hours’ commitments almost daily. All that hard work for one day to enjoy the things that bring us the greatest pleasure. Why wait to buy that brand-new car, take that well-deserved holiday or reward yourself for all your hard work?

A Nexus Mutual Personal Loan will help you get there sooner, because we believe the time to reward yourself is now.

Unsecured personal loan

  • Thinking of taking a holiday, perhaps you’re getting married or you just want to make some changes to your home or something else entirely, that’s on the top of your wish list. We can help you with a low rate personal loan option so that you can secure the funds you need for whatever you have planned.

  • Features

    • Variable interest rate loan
    • Minimum loan amount $2,000
    • Maximum loan amount $40,000 per borrower
    • No ongoing monthly or annual administration fees
    • Loan terms up to 7 years
    • Choose from weekly, fortnightly or monthly repayments
    • Structured payments so you know when your loan will be paid off
    • Make early repayments without penalty
    • Take advantage of a redraw facility to access any prepayments
    • As an unsecured loan it doesn't tie up your assets

    Apply Now  Save to PDF

  • Have a question or need help?

    Our friendly Member Engagement team are Personal Loan experts and can help you with any aspect of your loan inquiry or application. Get in touch with a team member in either the Sale or Melbourne branch, or call them on 1300 65 33 28 during business hours.

    Before you apply

    To help us process your personal loan application quickly and easily, review the Personal Loan application checklist for details of supporting documentation you'll need to provide.

    Additional information and services

    Protect yourself from the unexpected with Loan insurance

Secured personal loan

  • Whether you're looking to buy a brand new car, looking to upgrade your existing car to make room for a growing family, perhaps buy a caravan for extended holidays around the country or just want that motorbike you’ve always dreamed of. Talk to us about our low rate personal loan options and we’ll help get you moving sooner.

  • Features

    • Variable interest rate loan
    • $3,000 minimum loan amount
    • $80,000 maximum loan amount ($100,000 for deposit secured)
    • No ongoing monthly or annual administration fees
    • Choose from weekly, fortnightly or monthly repayments
    • Loan terms up to 7 years
    • Structured repayments so you know when your loan will be paid off
    • Make early or additional payments without penalties
    • A redraw facility to give you access to any prepayments
    • Secured by your car or term deposit

    Apply Now  Save to PDF

  • Have a question or need help?

    Our friendly Member Engagement team are Personal Loan experts and can help you with any aspect of your loan inquiry or application. Get in touch with a team member in either the Sale or Melbourne branch, or call them on 1300 65 33 28 during business hours.

    Before you apply

    To help us process your personal loan application quickly and easily, review the Personal Loan application checklist for details of supporting documentation you'll need to provide.

    Additional information and services

    Protect yourself from the unexpected with Loan insurance

Temporary loan

  • Nexus Mutual has a temporary loan facility for circumstances where a member needs access to funds quickly and for a short period of time

  • This facility is usually required when a member is selling their existing property and buying another and do not have the funds for a deposit until the existing house is sold. It is also available to members when they need to pay a bond for a rental property and they have not received their own funds from overseas.

    The benefits of a temporary loan facility are:

    • Provides funds quickly and efficiently to a member to meet short term needs
    • The member does not need to go through the full loan assessment process
    • Allows a member to pay deposits before their loan can be funded
    • Purchases or other financial commitments can be paid when member access to their own funds has been delayed, eg. waiting for a tax return
  • Have a question or need help?

    Our friendly Member Engagement team are Personal Loan experts and can help you with any aspect of your loan inquiry or application. Get in touch with a team member in either the Sale or Melbourne branch, or call them on 1300 65 33 28 during business hours.

    Before you apply

    To help us process your personal loan application quickly and easily, review the Personal Loan application checklist for details of supporting documentation you'll need to provide.

    Additional information and services

    Protect yourself from the unexpected with Loan insurance

If you are considering applying for a Nexus Mutual Personal Loan, there's a few things to make sure you have ready to support your application and ensure quick and easy processing.

See the Personal Loans application checklist