So, you're ready to buy your first home?

It's exciting buying your first home, you get to create and live in the home you've always wanted. There's a lot to think about too - saving for your deposit, understanding the upfront costs, loans and settlement options. It's a big financial and emotional commitment.

We're here to support you along the way with information and products, so you're ready to make your move when you walk in and see your dream home.

Learn more about your home loan options - drop into our branch for more information or contact one of our team of specialists on 1300 65 33 28 from Monday to Friday from 9.00am to 5.00pm or email

Apply now for your conditional pre-approval.

Planning to buy

Saving for your deposit is the first step. The more you save the smaller your loan will be. We recommend saving 20% of the property price otherwise you may need Lenders Mortgage Insurance (LMI).

Use our budget planner to calculate how much you can save each month.

Find out what you can afford to borrow and how long it will take to repay your loan.

We have other calculators to help with your planning and understanding costs.

Finding your home

The next step is finding the right home and home loan for you. We have a range of home loan options to choose from to suit your needs.

Buying your home

Congratulations you've found your home! Before you make an offer have you included stamp duty and other costs in your budget planner?

Have you applied for the First Home Owner Grant?

Have you organised your conditional pre-approval with our team of specialists?

Organising your loan

Ready to apply? We can help you navigate your way through the application process and all your home loan options. To find the best solution for you check out our Home Loans, or chat through the options with one of our Home Loan specialists in our Sale or Melbourne branches.

Apply now for your conditional pre-approval.