So, you're ready to buy your first home?

It's exciting buying your first home. You get to create and live in the space you've always wanted. There's a lot to think about too - saving for your deposit, understanding the upfront costs, loans and settlement options. It's a big financial and emotional commitment.

We're here to support you along the way, so you're ready to make your move when you walk in and see your dream home.

Learn more about your home loan options. Drop into our branch for more information or contact one of our team on 1300 65 33 28 Monday to Friday from 9am to 5pm.

Apply online

Apply online for your conditional pre-approval
Start and stop at any time.

Skype booking

Make a Skype appointment
Chat to us at home or at work.

Download form

Download an application form
Print your completed form and send it to us.

Planning to buy

Saving for your deposit is the first step. The more you save the smaller your loan will be. We recommend saving 20% of the property price otherwise you may need Lenders Mortgage Insurance (LMI).

Use our budget planner to calculate how much you can save each month.

Find out what you can afford to borrow and how long it will take to repay your loan.

Our other calculators can also help you to plan and understand costs.

Finding your home

The next step is finding the right home and home loan for you. We have a range of home loan options to choose from to suit your needs.

Buying your home

Congratulations you've found your home! Before you make an offer have you included stamp duty and other costs in your budget planner?

Have you applied for the First Home Owner Grant?

Have you organised your conditional pre-approval?

Organising your loan

Ready to apply? We can take you through your home loan options and guide you along the application process. 

Apply online

Apply online for your conditional pre-approval
Start and stop at any time.

Skype booking

Make a Skype appointment
Chat to us at home or at work.

Download form

Download an application form
Print your completed form and send it to us.