Allianz Motor Insurance through Nexus Mutual

  • You may be able to increase your excess to reduce your premium1
  • Choose your own repairer
  • 24/7 claims lodgement service
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers1,3

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Allianz Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs.

Plus, when you buy a new comprehensive motor insurance policy through Nexus Mutual, you'll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.4

Your choice of coverage

Comprehensive Insurance

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Want to learn more?

For full details of the terms, conditions, limits and exclusions of all our cover options, please refer to the Product Disclosure Statement.

Get a quick quote Retrieve a quote  Save to PDF

Compare Comprehensive and Third Party Property Damage Insurances

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Key Benefits Comprehensive Insurance Third Party Property Damage
Cover for accidental loss of or damage to your vehicle
Yes No 
New for old replacement of a new vehicle after a total loss, if:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and 
  • a new replacement vehicle is available in Australia.
Yes No 
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events  
Yes Yes 
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle.
No Yes
Approved legal costs arising from a claim for liability covered by the policy
Yes Yes
Cost of emergency repairs after a covered accident – up to $500 for  any one incident.
Yes No
Rental car after theft of your vehicle - $100 per day limit, up to 30 days
Yes No
Reasonable cost of towing after a covered incident
Yes No
Temporary cover on replacement vehicle – 14 days
Yes No
Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser
Yes No
Legal liability cover when using a substitute vehicle
Yes Yes
Cover for personal items in your vehicle  – up to $1,000 for any one incident
Yes No
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident
Yes No
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident
Yes No
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident
Yes No
Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident
Yes No
Optional benefits you can add:    
Rental car following accident, where available - $100 per day limit, up to 30 days
Yes No
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance
Yes No
Cover for tools of trade – up to $3,000 for any one incident
Yes No
Options you can select to decrease your premium:    
Named driver option
Yes No
  Get a quote Get a quote

Comprehensive Insurance

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Key Benefits Comprehensive Insurance
Cover for accidental loss of or damage to your vehicle
Yes
New for old replacement of a new vehicle after a total loss, if:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and 
  • a new replacement vehicle is available in Australia.
Yes
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events;
Yes
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle.
No
Approved legal costs arising from a claim for liability covered by the policy Yes
Cost of emergency repairs after a covered accident – up to $500 for  any one incident Yes
Rental car after theft of your vehicle - $100 per day limit, up to 30 days Yes
Reasonable cost of towing after a covered incident Yes
Temporary cover on replacement vehicle – 14 days Yes
Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser Yes
Legal liability cover when using a substitute vehicle Yes
Cover for personal items in your vehicle  – up to $1,000 for any one incident Yes
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident Yes
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident Yes
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident Yes
Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident Yes
Optional benefits you can add:  
Rental car following accident, where available - $100 per day limit, up to 30 days Yes
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance Yes
Cover for tools of trade – up to $3,000 for any one incident Yes
Options you can select to decrease your premium:  
Named driver option Yes
  Get a quote

Third Party Insurance

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Key Benefits Third Party Property Damage
Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events
Yes
Legal liability cover when using a substitute vehicle
Yes
Approved legal costs arising from a claim for liability covered by the policy;
Yes
  Get a quote

How to claim

To lodge a motor insurance claim:

Online, any time

A convenient way to lodge a motor insurance claim is via the online claim form. You can submit your motor insurance claim notification 24 hours a day, 7 days a week.

 Once your motor insurance claim is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

 Over the phone - 24 hours a day, 7 days a week claims hotline

 You can call the claims hotline on 1300 555 030 and a consultant will help you with the claims process.

Disclaimer

Nexus Mutual, a trading name of EECU Limited ABN 35 087 650 039 AFSL 244356, arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2 The online discount applies to new Comprehensive Motor Insurance policies only.   Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated).  Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3 Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.

4 Offer valid for new Allianz Comprehensive Motor Insurance policies purchased through Nexus Mutual. 12 months roadside assistance membership is provided by AWP Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Terms, conditions, exclusions and limitations apply to the offer and the 12 month standard roadside assistance membership, which are available at allianz.com.au/roadside.